Bill ConnellyDec 7, 2025, 01:30 PM ETCloseBill Connelly is a writer for ESPN. He covers college football, soccer and tennis. He has been at ESPN since 2019.Follow on X
play0:36Wayne Knight bursts through for a 73-yard JMU TDWayne Knight breaks a few tackles on his way to a 73-yard rushing touchdown for James Madison.
Herbstreit: Head-to-head mattered between Miami and Notre Dame (1:53)Kirk Herbstreit explains why Miami made the College Football Playoff over Notre Dame. (1:53)
Wayne Knight bursts through for a 73-yard JMU TDWayne Knight breaks a few tackles on his way to a 73-yard rushing touchdown for James Madison.
Championship Week came and went with one last burst of uncertainty. The politicking is mercifully over. The bracket is set for the second 12-team College Football Playoff, and it is an incredible mix of stalwarts and new blood.
Five teams from last year’s field return. Four of the five teams with the most CFP appearances — Alabama (ninth appearance), Ohio State (seventh), Georgia (fifth), Oklahoma (fifth) — are here, too.
But the No. 1 seed is an Indiana team that just won its first Big Ten title in 58 years and had, until earlier this year, lost more games than any other program in the history of college football. No. 4 seed Texas Tech has never finished in the top 10 and just won its first outright conference title since 1955 (when it was in the Border Conference). No. 6 seed Ole Miss has its best record in 63 years, and No. 7 Texas A&M has its best record in 34 years.
Miami, potentially looking at its first top-10 season in 22 years, eked out a bid. Tulane is here! The Green Wave are on their best run since the 1930s! James Madison is here, too! The Dukes were in FCS four years ago!
Title odds, per SP+: 23.5% (No. 2 favorite) Quarterfinal opponent: vs. Oklahoma-Alabama winner (first-round bye)
Why they will win it all: No known weakness. Are you a “defense wins championships” person? Indiana ranks second in defensive SP+, third in points allowed per drive and sixth in success rate* allowed. The Hoosiers just held Ohio State to its lowest point total in 18 games. Do you like defensive disruption? They’re second in stuff rate (run stops at or behind the line) and seventh in sack rate.
(* Success rate: How frequently an offense is gaining 50% of necessary yardage on first down, 70% on second and 100% on third or fourth.)
There’s a reason why Indiana is the last unbeaten team standing. This team has aced every test it has been given in 2025.
Why they won’t: Random big-play issues. When you allow just 4.6 yards per play and 0.9 points per drive, you don’t have a serious issue with big plays. But a few teams did still have some success creating chunk plays.
Title odds, per SP+: 28.6% (No. 1 favorite) Quarterfinal opponent: vs. Texas A&M-Miami (first-round bye)
They have all the components you could ask for, and despite Saturday night’s loss to Indiana, they enter this year’s CFP with better form and fewer question marks. And hell, after 11 straight comfortable wins, even the loss might be beneficial from the standpoints of focus and motivation. This is the shortest “why they will win it” section in this entire piece, but it’s also the most definitive. We know how good they are.
Why they won’t: Cautious programming. Against the best defense he has faced in his footballing life, Sayin completed 21 of 29 passes for 258 yards, a touchdown and an interception. Granted, those numbers were boosted by the late Hail Mary completion, but he mostly kept the ball out of harm’s way, and in nearly his first genuinely high-consequence drive all season, he drove the Buckeyes 70 yards inside the Indiana 5 in the third quarter and 81 yards inside the 10 in the fourth.
Sayin came up just short on a fourth-down QB sneak on the former drive, however, which evidently prompted Ryan Day to go shockingly conservative on the latter. On fourth-and-1 from the 9, Day elected to attempt a game-tying field goal, one that, even had Jayden Fielding made it, would have given the Hoosiers ample time to drive down for a field goal of their own. Fielding missed it. Ball don’t lie.
Title odds, per SP+: 9.8% (No. 4 favorite) Quarterfinal opponent: vs. Ole Miss-Tulane winner (first-round bye)
Why they will win it all: They’re mean again. Georgia was maddening to watch early this season. Kirby Smart’s Bulldogs almost seemed to come out without a game plan, playing things as vanilla as possible, taking some shots from the opponent — and frequently falling behind into the second half — before rallying. It worked, aside from a loss to Alabama, but it made for some underwhelming performances (and undue stress for fans).
Over the past four games, however, the defense has locked in, allowing a paltry 7.3 points per game, 4.3 yards per play and 2.6 yards per carry, not including sacks. The Dawgs have forced three-and-outs 41% of the time in this span (10th nationally), and they’ve allowed touchdowns on just 17% of red zone trips (second).
In Saturday’s SEC championship game, a 28-7 win over Alabama, the Dawgs painted their masterpiece. They allowed just 209 total yards (3.8 per play), including just 20 non-sack rushing yards. On Bama’s first eight possessions, the Tide punted seven times, turned the ball over once and finished just one drive in Georgia territory. They finally moved the ball late but never got closer than 14 points.
After some listless play early on, Georgia is defending as well as it has since the 2022 season, its last national title year.
Why they won’t: A lack of big plays. Despite having faced a schedule featuring five top-20 defenses (per SP+), Georgia’s overall offensive numbers have been solid. It is 14th in offensive SP+, 23rd in points per drive and 22nd in success rate. The run game probably hasn’t helped as much as Smart would prefer, but short, quick passing has bridged the efficiency gap, and the Dawgs have scored at least 28 points nine times. That’s more than enough with the way the defense is playing.
While efficiency levels have been solid, Georgia struggles to create chunk plays. The Dawgs rank 130th in yards per successful play; quarterback Gunner Stockton averages just 10.7 yards per completion, and that sinks to 9.5 per completion against top-20 defenses. He almost never puts the ball in harm’s way, but safety comes with a price, and UGA is not built to move the ball quickly and aggressively if (or when) the need arises.
Title odds, per SP+: 20.9% (No. 3 favorite) Quarterfinal opponent: vs. Oregon-James Madison winner (first-round bye)
Why they will win it all: They have the best front six in the country. Jacob Rodriguez is the best linebacker in the nation. Fellow linebacker Ben Roberts (two interceptions and a pass breakup) was the Big 12 championship game’s MVP. David Bailey is second in the nation in sacks and third in TFLs. Romello Height is 16th in sacks. And despite losing Skyler Gill-Howard to a midseason injury, tackles Lee Hunter and Anthony Holmes Jr. have prevented any semblance of a drop-off in the middle.
Why they won’t: Red zone offense. Tech’s offensive numbers have been good, especially considering Morton was in and out of the lineup in the first two months. The Red Raiders are 15th in points per drive, and they can lean heavily into whatever opponents can’t stop. Cameron Dickey and J’Koby Williams grind out 145 rushing yards per game (5.5 per carry), and four receivers — all 6-foot-2 or taller — have caught between 46 and 55 passes.
They’ve scored TDs on just 56% of red zone trips, however, which is 101st in the nation. Against three top-20 defenses (Utah, plus BYU twice), the Red Raiders turned 14 trips into just five TDs (36%). By settling for field goal attempts, they let BYU hang around into the second half of both their meetings despite total defensive domination, and the level of competition will only rise from here.
Why they will win it all: Big plays and three-and-outs. Oregon has gained at least 20 yards on 10.4% of its snaps this season, the most in the country. The Ducks have also allowed gains of at least 20 yards on 3.3% of their snaps, the least in the country. They have gone three-and-out just 15.3% of the time (fourth) while forcing three-and-outs 42% of the time (fifth). It is, to say the least, difficult to beat a team that is pummeling you in both the efficiency and explosiveness departments.
Why they won’t: More disruption needed. As effective as the defense has been, the Ducks haven’t been great at forcing the issue. They rank 98th in stuff rate and 47th in sack rate. They force a lot of passing downs — which I define as second-and-8 or more and third- or fourth-and-5 or more — but they rank 47th in passing-down success rate allowed, and if you can work the ball into the red zone, you’re probably scoring seven points: Oregon’s 75.0% red zone TD rate allowed ranks 129th.
Against defenses without disruption, good offenses are consistent enough to thrive. Against the two top-15 offenses they’ve faced (Indiana and USC), the Ducks allowed 28.5 points per game and 5.1 yards per play — not terrible averages, but not dominant either.
Why they will win it all: Vengeance (and great passing). Now that the weeks of innuendo and will-he-or-won’t-he questions are over, Ole Miss will head into its first CFP without Lane Kiffin but with most of the rest of the coaching staff. And while the Rebels aren’t the title favorites by any means, they’re capable of beating any team they play, especially if Kiffin’s departure produces a useful chip-on-the-shoulder effect.
(One other thing to track, whether it’s a fatal flaw or not: How does new coach Pete Golding handle fourth-down decision-making? Kiffin has been famously aggressive on fourth downs through the years, and Ole Miss has scored 79 points after fourth-down conversions this season while allowing only three points after turnovers on downs. That’s some serious profit, and it could cost the Rebels if Golding chooses to be more conservative.)
On defense, A&M leverages opponents into passing downs and tees off. Led by Cashius Howell (11.5 sacks), the Aggies rank first nationally in sack rate, and they are nearly impossible to beat on third downs: 73% of opponents’ third downs have required at least 7 yards (first), and A&M has allowed conversions on only 22% (also first). They also force three-and-outs 41% of the time (seventh). Attack, attack, attack.